Influence of precaution and dynamic post-indemnity based insurance policy on controlling the propagation of epidemic security risks in networks

作者：

Highlights：

• A modified security-protection investment game model that integrates the insurance policy is formulated.

• A novel insurance policy against epidemic security risks is proposed, based on the designed PDPI (precaution and dynamic post-indemnity) principle.

• The effectiveness of the PDPI insurance policy is studied from perspectives of the public and insurer.

• Some insurance policies with appropriate premium and insurance fund allocation coefficient can guarantee both lower final epidemic sizes and higher insurer profits.

摘要

•A modified security-protection investment game model that integrates the insurance policy is formulated.•A novel insurance policy against epidemic security risks is proposed, based on the designed PDPI (precaution and dynamic post-indemnity) principle.•The effectiveness of the PDPI insurance policy is studied from perspectives of the public and insurer.•Some insurance policies with appropriate premium and insurance fund allocation coefficient can guarantee both lower final epidemic sizes and higher insurer profits.

论文关键词：Security-protection investment,Epidemic security risk,Insurance policy,Precaution and dynamic post-indemnity

论文评审过程：Received 28 June 2020, Revised 14 September 2020, Accepted 3 October 2020, Available online 20 October 2020, Version of Record 20 October 2020.

论文官网地址：https://doi.org/10.1016/j.amc.2020.125720