Understanding the Internet banking adoption: A unified theory of acceptance and use of technology and perceived risk application

作者:

Highlights:

• The influence that risk may exert on IT adoption has received limited attention.

• Internet banking adoption presents an increasing trend in Portugal.

• We propose a framework which integrates UTAUT model and perceived risk factor.

• Including perceived risk adds a stronger power to predict intention to adopt.

摘要

•The influence that risk may exert on IT adoption has received limited attention.•Internet banking adoption presents an increasing trend in Portugal.•We propose a framework which integrates UTAUT model and perceived risk factor.•Including perceived risk adds a stronger power to predict intention to adopt.

论文关键词:Unified theory of acceptance and use of technology (UTAUT),Perceived risk,Information technology adoption,Internet banking

论文评审过程:Received 21 January 2013, Revised 13 June 2013, Accepted 14 June 2013, Available online 23 July 2013.

论文官网地址:https://doi.org/10.1016/j.ijinfomgt.2013.06.002