Fraud detection using self-organizing map visualizing the user profiles

摘要

We propose a fraud detection method based on the user accounts visualization and threshold-type detection. The visualization technique employed in our approach is the Self-Organizing Map (SOM). Since the SOM technique in its original form visualizes only the vectors, and the user accounts are represented in our work as the matrices storing a collection of records reflecting the user sequential activities, we propose a method of the matrices visualization on the SOM grid, which constitutes the main contribution of this paper. Furthermore, we propose a method of the detection threshold setting on the basis of the SOM U-matrix. The results of the conducted experimental study on real data in three different research fields confirm the advantages and effectiveness of the proposed approach.