Group social capital and lending outcomes in the financial credit market: An empirical study of online peer-to-peer lending

作者:

Highlights:

• Empirical discovery of the mixed effects of group-level social capital.

• Measurement of the group social capital in different dimensions.

• Extension of social capital theories by introducing institutional environment.

• Recommendation for mitigation of the negative effects of group social capital.

摘要

•Empirical discovery of the mixed effects of group-level social capital.•Measurement of the group social capital in different dimensions.•Extension of social capital theories by introducing institutional environment.•Recommendation for mitigation of the negative effects of group social capital.

论文关键词:Peer-to-peer (P2P) lending,Social capital,Group social capital,Institutional environment,Funding performance,Repayment performance

论文评审过程:Received 25 April 2015, Revised 22 November 2015, Accepted 22 November 2015, Available online 8 December 2015, Version of Record 23 December 2015.

论文官网地址:https://doi.org/10.1016/j.elerap.2015.11.003