Is mobile payment still relevant in the fintech era?

作者：

Highlights：

• Mobile payment shares and competes on the basis of common infrastructures.

• Cutting the vertical supply chain may encourage large players to extend their domination.

• They diverge, but basic platform of mobile payment continues to be governed by MNOs.

• Technological acquisition must take into account of financial constraints and spillovers.

• Social factors will determine the rate of organizational and technological learning.

摘要

•Mobile payment shares and competes on the basis of common infrastructures.•Cutting the vertical supply chain may encourage large players to extend their domination.•They diverge, but basic platform of mobile payment continues to be governed by MNOs.•Technological acquisition must take into account of financial constraints and spillovers.•Social factors will determine the rate of organizational and technological learning.

论文关键词：Case study methods,Developing countries,Financial transactions,Financial services,Fintech,Innovation,Mobile payment,Modularity,Networks,Payment networks,Platforms,Technology ecosystems

论文评审过程：Received 22 May 2018, Revised 23 May 2018, Accepted 23 May 2018, Available online 24 May 2018, Version of Record 30 May 2018.

论文官网地址：https://doi.org/10.1016/j.elerap.2018.05.009